Frequently Asked Questions
Your Questions Answered
What is a Rebuild Cost Assessment?
A rebuild cost assessment calculates the cost to completely rebuild your property from scratch, including materials, labour, and professional fees. It’s not the market value - it's what insurers use to determine the right cover.
Why is it important?
Underinsurance can lead to reduced payouts in a claim. Overinsurance means higher premiums. A rebuild cost assessment ensures you're covered accurately.
Who should get one?
- Homeowners renewing insurance
- Landlords insuring rental properties
- Brokers advising clients
- Commercial property owners
Increase client retention and reduce claims friction with Exactum’s trusted assessments.
What’s BCIS?
The Building Cost Information Service (BCIS) is the UK’s leading authority on construction costs, used by surveyors, insurers, and property professionals. Our reports are powered by BCIS data for ultimate accuracy.
How long does it take?
Most assessments are completed within 5 working days, with all documentation delivered digitally.
Desktop Report or Site Survey?
Domestic Desktop Reports
Fast, reliable professional property insights delivered without the need for a site visit.
Commercial Desktop Reports
Clear, cost-effective commercial property assessments based on expert desktop analysis.
Domestic Site Surveys
Detailed on-site surveys providing homeowners with accurate, dependable property reports.
Commercial Site Surveys
Professional on-site inspections delivering in-depth intelligence for commercial properties.