Domestic Property Owners
One Rebuild Assessment. Total Peace of Mind.
From Bricks to Paperwork, We've Got You Covered
Don't Let Guesswork Cost You
For most homeowners, their property is more than just bricks and mortar - it’s their sanctuary, their investment, and their legacy. But without an accurate rebuild cost assessment, even the most comprehensive insurance policy can fall short. At Exactum, we help domestic property owners avoid the underinsurance trap by calculating the true cost to rebuild, not just the price it might fetch on the open market.
Our expert surveyors provide precise, insurer-accepted valuations so you can cover confidently and rebuild accurately. Whether you own a city townhouse, countryside cottage, or a modern architectural home, our reports are designed to remove uncertainty and deliver total peace of mind - because your home deserves protection based on facts, not estimates.
Ideal for All Types of Homeowners
- A private homeowner protecting your family home
- A landlord with a buy-to-let portfolio
- A second home or holiday property owner
- Living in a listed, non-standard, or architect-designed building
We tailor our assessments to reflect your specific situation and construction type.
What’s Included in an Exactum Assessment?
- Accurate Rebuild Cost Valuation
We provide a professionally calculated rebuild value, using current construction rates and tailored to your property’s size, style, age, materials, and location. - Regulatory & Insurance Compliance
Ensure you meet your insurance obligations under RICS and ABI guidelines, reducing the risk of underinsurance penalties or claim rejections. - Detailed Digital Report
You’ll receive a clear, comprehensive report with all the key figures your insurer needs - along with a breakdown of how we’ve reached them. - Site Visit or Desktop Review Options
Depending on your needs and property type, we offer both physical inspections and cost-effective desktop assessments using detailed imagery and planning data. - Peace of Mind
Your home is covered accurately. No more guesswork, no more risk.
Why Rebuild Cost Matters
An accurate rebuild cost isn’t the same as market value - it’s what it would cost to reinstate your property from the ground up, including demolition, debris clearance, professional fees, and current construction costs. Without it, your insurer may reduce a payout or refuse it altogether.
Underinsurance is one of the most common and costly—mistakes homeowners make. With Exactum, you eliminate that risk by getting it right the first time.